【拒签险】太平洋行路无忧拒签险

摘要：本产品仅承保中国大陆公民。1、产品名称：行路无忧拒签险2、投保人：本产品投保人年龄为年满16周岁有完全民事行为能力，且对被保险人具有可保利益的自然人。3、被保险人：本产品被保险人年龄限0-100周岁（含）身体健康且能正常出行的人士；对于不满16周岁的未成年人投保，投保人必须为其父母或法定监护人。4、…

太平洋行路无忧拒签险

【产品说明】

本产品仅承保中国大陆公民。

1、产品名称：行路无忧拒签险

2、投保人：本产品投保人年龄为年满16周岁有完全民事行为能力，且对被保险人具有可保利益的自然人。

3、被保险人：本产品被保险人年龄限0-100周岁（含）身体健康且能正常出行的人士；对于不满16周岁的未成年人投保，投保人必须为其父母或法定监护人。

4、受益人：本保险合同的身故受益人为法定受益人，其他保险责任的受益人为被保险人本人。

5、缴费方式：本保险产品为一次性付款。

6、购买份数：每位被保险人仅限投保一份，多投无效。

7、保险期间：本保单“航空意外身故/伤残”保险责任的起讫时间为：自被保险人以乘客身份持有效机票实际乘坐航班，通过安全检查开始，至被保险人抵达目的港走出所乘航班班机的舱门时止。本保单“拒签安慰”保险责任，仅承保保险期限内保单载明的一次旅行签证申请。

8、犹豫期：本产品无犹豫期。

9、等待期：本产品不设置等待期。

10、特别约定：                            

1）投保人就同一被保险人在同一保险期间内仅限投保1份，多投无效。The proposer is limited to only one insurance policy for the same insured person during the same insurance period. Multiple applications will be invalid.

2）本保单“航空意外身故/伤残”保险责任的起讫时间为：自被保险人以乘客身份持有效机票实际乘坐航班，通过安全检查开始，至被保险人抵达目的港走出所乘航班班机的舱门时止。The starting and ending time of the insurance obligations under this policy shall be from the moment the insured, as a passenger, holds a valid ticket and boards the flight specified, starting from passing through the security check, until the insured disembarks the aircraft upon arrival at the destination.

3）本保单“拒签安慰”责任，赔偿被保险人因办理保单载明的订单中的签证被使领馆拒签时，所有已支付且无法退还的签证费费用。本保障赔付比例为100%，单次赔偿额限额不超过保单所载保额。The "Visa Rejection Consolation" liability under this policy covers the compensation for all paid and non-refundable visa fees incurred by the insured when their visa application for the order specified in the policy is rejected by the embassy or consulate. The compensation ratio for this coverage is 100%, and the single compensation limit does not exceed the insured amount stated in the policy.

4）本保单“拒签安慰”责任，仅赔偿签证费用损失（不含签证手续费或代办费）。This policy's coverage for visa refusal only covers the loss of visa application fees (excluding visa processing fees or agency fees).

5）本保单仅承保保险期限内保单载明的一次旅行签证申请。This policy only covers one travel visa application specified on the policy during the insurance period.

6）未成年人保额限制：根据《中国保监会关于父母为其未成年子女投保以死亡为给付保险金条件人身保险有关问题的通知》【保监发（2015）90号】规定，对于被保险人不满10周岁的,死亡给付保险金额总和不得超过人民币20万元；被保险人已满10周岁但未满18周岁的，死亡给付保险金额总和不得超过人民币50万元。本保险可承保的未成年被保险人身故保险金额为中国保监会规定的限额扣除其在本公司及其他保险公司已经参保的身故保险金额后的差额部分（不包含航空意外死亡保险金额及重大自然灾害意外死亡保险金额）。Limitation on Insured Amount for Minors: According to the "Notice of China Insurance Regulatory Commission on Issues Concerning Personal Insurance for Parents to Insure Their Minors with Death Benefit Conditions" (CIRC No. 90 [2015]), for insured persons under 10 years old, the total death benefit payment shall not exceed CNY 200,000; for insured persons aged 10 to under 18 years old, the total death benefit payment shall not exceed CNY 500,000. The maximum sum insured for minors in this insurance shall be the difference between the limit stipulated by the China Insurance Regulatory Commission and the sum insured for death benefit already covered by this Company and other insurance companies (excluding the sum insured for accidental death due to aviation and major natural disasters).

7）本保单中英文内容和措辞有任何差异，以中文为准。In the event of any discrepancies between the English and Chinese versions under this insurance policy，the Chinese version shall prevail.

11、其他：本产品所有的页面文字描述为展示作用，具体保障方案等信息以投保后生成的电子保单为准，保险公司保留在法律规定范围内的解释权利。